"What is an insurance total loss, and why are so many consumers looking for them?"

The heightened demand to purchase clean titled insurance loss vehicles comes from the increased transparency in the car buying process.

Smart car buyers are researching more and learning for themselves, how to find the best value. Part of that education is finding the premium features and safety equipment they need, for the best price. That research is what leads savvy shoppers to Texas Brand Auto, as thousands of used vehicle shoppers have discovered.

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What exactly is an insurance total loss?

Insurance total losses can happen on any vehicle that has experienced an insurance payout from a claim.

Insurance loss amounts can vary, but generally any insurance claim that results in the insurance company paying out for repairs on a car has the potential to be a total loss.

Let’s say there is a hail storm and your car’s roof and hood are dented as a result. Even if the car is repaired professionally and is good as new, the insurance company has paid out on a comprehensive claim, and the AutoCheck or Carfax report will show that result. If the estimate is even $10 more than the insurance company WANTS to pay, it can be a “total loss”.

Total Loss vehicles for hail are exactly like their non-total loss counterparts, and are repaired exactly the same way! The difference? These can represent tremendous cost savings! That value is why restored hail damage used cars have become so popular!

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So, is a total loss like a salvage or rebuilt title?

Not for hail!

Purely cosmetic damage to a vehicle can never cause a salvage title! Damage as a result of hail, scratches on the paint (think wind or debris), and exterior glass and body panels are never enough to damage the safety or mechanicals of a vehicle. These are exactly as safe and still meet the same factory specifications as they were before the damage!

If a vehicle is wrecked, flooded, or burned, structural and mechanical fixes are required to repair it. In that case, the state will require an inspection on the repairs performed to make sure it’s safe to drive again. These cars first receive a ‘salvage’ title, making them uninsurable and unregisterable for public roadway use. Once repaired and inspected, they are issued a ‘rebuilt’ title, marking them safe for use.

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That’s why we do not deal in salvage, or rebuilt salvage cars!

Our cars receive cosmetic restoration from only the best in the business, the Dent Mechanic Group.

The Dent Mechanic Group has been in business serving DFW for over 5 years, and has both an A+ rating with the Better Business Bureau, and HUNDREDS of 5 star reviews from their retail customers! We know we can trust them to repair our inventory and our buyers will be as happy as their customers!

The one of the nation’s leading rental car companies, Enterprise, entrusts Dent Mechanic Group to keep it’s fleet in top condition when weather hits, and so do we!

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Texas Brand Auto, Auto Dealers  Used Cars, Plano, TX

How can I learn more?

Our ability to source clean titled, AutoCheck* branded vehicles with purely cosmetic imperfections and restore the body to like-new condition allows us pass enormous savings to the new owners. We are meticulous in our vehicle acquisition, ensuring late-model and low-mileage cars are presented to the buyer at amazing prices. All of our vehicles carry a full disclosure if they have repairs performed, and every purchase comes with a free two year vehicle maintenance plan for added peace of mind! Financing, extended warranties** and GAP coverage are available for purchase on our vehicles as well.

At Texas Brand Auto we believe in honesty, family and integrity. These values make us proud to offer vehicles we know you’ll love to drive at a fantastic value! Call us today for more information at 972-800-0224

Disclaimer language:

*We strive to provide these vehicles at the best condition at the time of sale, but all vehicles are purchased ‘as is, where is’, disclosed as required by law. The contents of CarFax, AutoCheck, and other vehicle history reports are maintained by the respective companies and the agencies that choose to report to them. We review these thoroughly prior to our purchase of the vehicle, but we are not liable for any changes or additions to a vehicle history report. As with any used-vehicle purchase, we fully support and encourage you to have the vehicle inspected by a mechanic of your choice, at your cost.

**We have partnerships with warranty companies that will allow an extended warranty to be purchased at additional cost. Some vehicles may have the remainder of a manufacturer’s factory warranty available. We can help contact the manufacturer of the vehicle to confirm any factory warranty remaining.